PFTN Blog

Insights on risk management, insurance strategy, and building a culture of discipline around the risks that matter most.

Torch Briefings April 2026

Property in a Captive: The Soft Market Is Your Window

The property market is soft. That's exactly when disciplined organizations should be building captive structures to lock in long-term savings and control.

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Torch Briefings April 2026

Property and CAT Property in a Captive

Why property and catastrophe property coverage belong in a captive. How well-managed organizations are owning the risk the market won't.

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People First November 2025

People(s) First

One of our core tenets is that the uniqueness of the individual should be cherished and celebrated, not treated as a threat.

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Against the Noise February 2026

The Quiet Agency

Walk into most insurance firms and you'll feel the velocity. We chose something different.

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The Commodity Trap February 2026

Good Enough

When you commoditize insurance, you commoditize the advice, the relationships, and ultimately the results.

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Risk as Culture March 2026

When Insurance Becomes a Discipline

Insurance is more than a cost center. It's a discipline that shapes how you operate.

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Risk as Culture March 2026

The Strength of Shared Discipline

When insurance becomes a discipline, it requires shared commitment across the organization.

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Risk as Culture March 2026

Building Your Own Insurance Company

For the right company, building a captive insurance structure isn't just risk management. It's strategy.

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Risk as Culture March 2026

When Property Is the Business

When property is your business, insurance strategy isn't peripheral. It's core.

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Risk as Culture March 2026

Taking Care of Your People Starts With Taking Care of Their Health

Employee benefits aren't just an HR function. They're a strategic tool that shapes culture and talent.

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